Cost of Living: Toledo, OH vs Norfolk, VA (2026)

Toledo

Ohio
52
VS

Norfolk

Virginia
89

Toledo is 42% cheaper than Norfolk.

$880/mo ↓ 29%
Median Rent
$1,246/mo ↑ 42%
$47,532/yr ↓ 26%
Median Income
$64,017/yr ↑ 35%
$107,000 ↓ 61%
Home Value
$271,900 ↑ 154%
$856/mo ↓ 37%
Owner Costs
$1,366/mo ↑ 60%
268,461
Population
235,037

Tax Comparison

3.5%
Income Tax
5.75%
5.75%
State Sales Tax
5.3%
1.53%
Property Tax
0.8%

Affordability

22.2%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Norfolk, VA, the overall cost of living indices are 52 and 89 respectively (national median = 100). Rent is $366/month cheaper in Toledo, saving renters about $4,392/year.

Median household income is $16,485/year higher in Norfolk. Home values also differ significantly — the median in Toledo is $107,000 compared to $271,900 in Norfolk.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Norfolk — common questions

Is Toledo or Norfolk cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 89 (US average = 100).
What is the rent difference between Toledo and Norfolk?
Median rent in Toledo is $880/month and in Norfolk it's $1,246/month — a difference of $366/month.
Which city has higher income, Toledo or Norfolk?
Median household income is $47,532 in Toledo and $64,017 in Norfolk. Median household income is $16,485/year higher in Norfolk.
How do taxes compare between Ohio and Virginia?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Toledo or Norfolk?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Norfolk has a cost index of 89 with rent of $1,246/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Norfolk details →

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