Cost of Living: Toledo, OH vs Odessa, TX (2026)

Toledo

Ohio
52
VS

Odessa

Texas
83

Toledo is 37% cheaper than Odessa.

$880/mo ↓ 33%
Median Rent
$1,322/mo ↑ 50%
$47,532/yr ↓ 35%
Median Income
$73,030/yr ↑ 54%
$107,000 ↓ 49%
Home Value
$208,000 ↑ 94%
$856/mo ↓ 32%
Owner Costs
$1,251/mo ↑ 46%
268,461
Population
114,080

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.2%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Odessa, TX, the overall cost of living indices are 52 and 83 respectively (national median = 100). Rent is $442/month cheaper in Toledo, saving renters about $5,304/year.

Median household income is $25,498/year higher in Odessa. Home values also differ significantly — the median in Toledo is $107,000 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Toledo vs Odessa — common questions

Is Toledo or Odessa cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 83 (US average = 100).
What is the rent difference between Toledo and Odessa?
Median rent in Toledo is $880/month and in Odessa it's $1,322/month — a difference of $442/month.
Which city has higher income, Toledo or Odessa?
Median household income is $47,532 in Toledo and $73,030 in Odessa. Median household income is $25,498/year higher in Odessa.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Toledo or Odessa?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Odessa details →

More Comparisons

Other cost of living comparisons for Toledo and Odessa

Toledo vs. Reno Toledo vs. Fort Wayne Toledo vs. North Las Vegas Toledo vs. Lubbock Toledo vs. Gilbert Toledo vs. St. Petersburg Odessa vs. Elgin Odessa vs. Springfield Odessa vs. Provo Odessa vs. Beaumont Odessa vs. Waterbury Odessa vs. Gresham