Cost of Living: Toledo, OH vs Ontario, CA (2026)

Toledo

Ohio
52
VS

Ontario

California
152

Toledo is 66% cheaper than Ontario.

$880/mo ↓ 54%
Median Rent
$1,916/mo ↑ 118%
$47,532/yr ↓ 43%
Median Income
$82,806/yr ↑ 74%
$107,000 ↓ 81%
Home Value
$568,000 ↑ 431%
$856/mo ↓ 56%
Owner Costs
$1,967/mo ↑ 130%
268,461
Population
178,347

Tax Comparison

3.5%
Income Tax
13.3%
5.75%
State Sales Tax
7.25%
1.53%
Property Tax
0.71%

Affordability

22.2%
rent-to-income
Affordability
27.8%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Ontario, CA, the overall cost of living indices are 52 and 152 respectively (national median = 100). Rent is $1,036/month cheaper in Toledo, saving renters about $12,432/year.

Median household income is $35,274/year higher in Ontario. Home values also differ significantly — the median in Toledo is $107,000 compared to $568,000 in Ontario.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Ontario — common questions

Is Toledo or Ontario cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 152 (US average = 100).
What is the rent difference between Toledo and Ontario?
Median rent in Toledo is $880/month and in Ontario it's $1,916/month — a difference of $1,036/month.
Which city has higher income, Toledo or Ontario?
Median household income is $47,532 in Toledo and $82,806 in Ontario. Median household income is $35,274/year higher in Ontario.
How do taxes compare between Ohio and California?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Toledo or Ontario?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Ontario details →

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