Cost of Living: Toledo, OH vs Oxnard, CA (2026)

Toledo

Ohio
52
VS

Oxnard

California
159

Toledo is 67% cheaper than Oxnard.

$880/mo ↓ 55%
Median Rent
$1,962/mo ↑ 123%
$47,532/yr ↓ 49%
Median Income
$93,372/yr ↑ 96%
$107,000 ↓ 83%
Home Value
$617,800 ↑ 477%
$856/mo ↓ 57%
Owner Costs
$1,976/mo ↑ 131%
268,461
Population
201,014

Tax Comparison

3.5%
Income Tax
13.3%
5.75%
State Sales Tax
7.25%
1.53%
Property Tax
0.71%

Affordability

22.2%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Oxnard, CA, the overall cost of living indices are 52 and 159 respectively (national median = 100). Rent is $1,082/month cheaper in Toledo, saving renters about $12,984/year.

Median household income is $45,840/year higher in Oxnard. Home values also differ significantly — the median in Toledo is $107,000 compared to $617,800 in Oxnard.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Oxnard — common questions

Is Toledo or Oxnard cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 159 (US average = 100).
What is the rent difference between Toledo and Oxnard?
Median rent in Toledo is $880/month and in Oxnard it's $1,962/month — a difference of $1,082/month.
Which city has higher income, Toledo or Oxnard?
Median household income is $47,532 in Toledo and $93,372 in Oxnard. Median household income is $45,840/year higher in Oxnard.
How do taxes compare between Ohio and California?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Toledo or Oxnard?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Oxnard details →

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