Cost of Living: Toledo, OH vs Rochester, MN (2026)

Toledo

Ohio
52
VS

Rochester

Minnesota
93

Toledo is 44% cheaper than Rochester.

$880/mo ↓ 33%
Median Rent
$1,316/mo ↑ 50%
$47,532/yr ↓ 46%
Median Income
$87,767/yr ↑ 85%
$107,000 ↓ 63%
Home Value
$287,500 ↑ 169%
$856/mo ↓ 36%
Owner Costs
$1,332/mo ↑ 56%
268,461
Population
121,638

Tax Comparison

3.5%
Income Tax
9.85%
5.75%
State Sales Tax
6.875%
1.53%
Property Tax
1.11%

Affordability

22.2%
rent-to-income
Affordability
18.0%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Rochester, MN, the overall cost of living indices are 52 and 93 respectively (national median = 100). Rent is $436/month cheaper in Toledo, saving renters about $5,232/year.

Median household income is $40,235/year higher in Rochester. Home values also differ significantly — the median in Toledo is $107,000 compared to $287,500 in Rochester.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Rochester — common questions

Is Toledo or Rochester cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 93 (US average = 100).
What is the rent difference between Toledo and Rochester?
Median rent in Toledo is $880/month and in Rochester it's $1,316/month — a difference of $436/month.
Which city has higher income, Toledo or Rochester?
Median household income is $47,532 in Toledo and $87,767 in Rochester. Median household income is $40,235/year higher in Rochester.
How do taxes compare between Ohio and Minnesota?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Toledo or Rochester?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Rochester has a cost index of 93 with rent of $1,316/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Rochester details →

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