Toledo, OH vs Rochester, NY: 52 vs 61

$880/mo ↓ 15%

Median Rent

$1,039/mo ↑ 18%

$47,532/yr ↑ 2%

Median Income

$46,628/yr ↓ 2%

$107,000 ↓ 11%

Home Value

$120,600 ↑ 13%

$856/mo ↓ 15%

Owner Costs

$1,009/mo ↑ 18%

268,461

Population

209,720

Detailed Comparison

When comparing Toledo, OH and Rochester, NY, the overall cost of living indices are 52 and 61 respectively (national median = 100). Rent is $159/month cheaper in Toledo, saving renters about $1,908/year.

Median household income is $904/year higher in Toledo. Home values also differ significantly — the median in Toledo is $107,000 compared to $120,600 in Rochester.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Rochester — common questions

Is Toledo or Rochester cheaper to live in?

Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 61 (US average = 100).

What is the rent difference between Toledo and Rochester?

Median rent in Toledo is $880/month and in Rochester it's $1,039/month — a difference of $159/month.

Which city has higher income, Toledo or Rochester?

Median household income is $47,532 in Toledo and $46,628 in Rochester. Median household income is $904/year higher in Toledo.

How do taxes compare between Ohio and New York?

Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax.

Should I move to Toledo or Rochester?

It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Rochester has a cost index of 61 with rent of $1,039/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Toledo, OH vs Rochester, NY (2026)

Toledo

Rochester

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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