Cost of Living: Toledo, OH vs San Bernardino, CA (2026)

Toledo

Ohio
52
VS

San Bernardino

California
109

Toledo is 52% cheaper than San Bernardino.

$880/mo ↓ 39%
Median Rent
$1,433/mo ↑ 63%
$47,532/yr ↓ 26%
Median Income
$63,988/yr ↑ 35%
$107,000 ↓ 72%
Home Value
$384,900 ↑ 260%
$856/mo ↓ 42%
Owner Costs
$1,478/mo ↑ 73%
268,461
Population
221,774

Tax Comparison

3.5%
Income Tax
13.3%
5.75%
State Sales Tax
7.25%
1.53%
Property Tax
0.71%

Affordability

22.2%
rent-to-income
Affordability
26.9%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and San Bernardino, CA, the overall cost of living indices are 52 and 109 respectively (national median = 100). Rent is $553/month cheaper in Toledo, saving renters about $6,636/year.

Median household income is $16,456/year higher in San Bernardino. Home values also differ significantly — the median in Toledo is $107,000 compared to $384,900 in San Bernardino.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs San Bernardino — common questions

Is Toledo or San Bernardino cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 109 (US average = 100).
What is the rent difference between Toledo and San Bernardino?
Median rent in Toledo is $880/month and in San Bernardino it's $1,433/month — a difference of $553/month.
Which city has higher income, Toledo or San Bernardino?
Median household income is $47,532 in Toledo and $63,988 in San Bernardino. Median household income is $16,456/year higher in San Bernardino.
How do taxes compare between Ohio and California?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Toledo or San Bernardino?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while San Bernardino has a cost index of 109 with rent of $1,433/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View San Bernardino details →

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