Cost of Living: Toledo, OH vs Spring Hill, FL (2026)

Toledo

Ohio
52
VS

Spring Hill

Florida
85

Toledo is 39% cheaper than Spring Hill.

$880/mo ↓ 32%
Median Rent
$1,301/mo ↑ 48%
$47,532/yr ↓ 29%
Median Income
$66,557/yr ↑ 40%
$107,000 ↓ 57%
Home Value
$248,400 ↑ 132%
$856/mo ↓ 26%
Owner Costs
$1,153/mo ↑ 35%
268,461
Population
118,814

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.0%
1.53%
Property Tax
0.86%

Affordability

22.2%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Spring Hill, FL, the overall cost of living indices are 52 and 85 respectively (national median = 100). Rent is $421/month cheaper in Toledo, saving renters about $5,052/year.

Median household income is $19,025/year higher in Spring Hill. Home values also differ significantly — the median in Toledo is $107,000 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Toledo vs Spring Hill — common questions

Is Toledo or Spring Hill cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 85 (US average = 100).
What is the rent difference between Toledo and Spring Hill?
Median rent in Toledo is $880/month and in Spring Hill it's $1,301/month — a difference of $421/month.
Which city has higher income, Toledo or Spring Hill?
Median household income is $47,532 in Toledo and $66,557 in Spring Hill. Median household income is $19,025/year higher in Spring Hill.
How do taxes compare between Ohio and Florida?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Toledo or Spring Hill?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Spring Hill details →

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