Cost of Living: Toledo, OH vs Surprise, AZ (2026)

Toledo

Ohio
52
VS

Surprise

Arizona
126

Toledo is 59% cheaper than Surprise.

$880/mo ↓ 54%
Median Rent
$1,917/mo ↑ 118%
$47,532/yr ↓ 49%
Median Income
$93,371/yr ↑ 96%
$107,000 ↓ 73%
Home Value
$396,000 ↑ 270%
$856/mo ↓ 46%
Owner Costs
$1,587/mo ↑ 85%
268,461
Population
149,519

Tax Comparison

3.5%
Income Tax
2.5%
5.75%
State Sales Tax
5.6%
1.53%
Property Tax
0.62%

Affordability

22.2%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Surprise, AZ, the overall cost of living indices are 52 and 126 respectively (national median = 100). Rent is $1,037/month cheaper in Toledo, saving renters about $12,444/year.

Median household income is $45,839/year higher in Surprise. Home values also differ significantly — the median in Toledo is $107,000 compared to $396,000 in Surprise.

Arizona has a lower income tax rate, making Surprise slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Surprise — common questions

Is Toledo or Surprise cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 126 (US average = 100).
What is the rent difference between Toledo and Surprise?
Median rent in Toledo is $880/month and in Surprise it's $1,917/month — a difference of $1,037/month.
Which city has higher income, Toledo or Surprise?
Median household income is $47,532 in Toledo and $93,371 in Surprise. Median household income is $45,839/year higher in Surprise.
How do taxes compare between Ohio and Arizona?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Toledo or Surprise?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Surprise has a cost index of 126 with rent of $1,917/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Surprise details →

More Comparisons

Other cost of living comparisons for Toledo and Surprise

Toledo vs. Reno Toledo vs. Fort Wayne Toledo vs. North Las Vegas Toledo vs. Lubbock Toledo vs. Gilbert Toledo vs. St. Petersburg Surprise vs. Joliet Surprise vs. Naperville Surprise vs. Jackson Surprise vs. Pasadena Surprise vs. Escondido Surprise vs. Mesquite