Cost of Living: Toledo, OH vs Tempe, AZ (2026)

Toledo

Ohio
52
VS

Tempe

Arizona
120

Toledo is 57% cheaper than Tempe.

$880/mo ↓ 46%
Median Rent
$1,623/mo ↑ 84%
$47,532/yr ↓ 39%
Median Income
$77,643/yr ↑ 63%
$107,000 ↓ 75%
Home Value
$421,900 ↑ 294%
$856/mo ↓ 45%
Owner Costs
$1,554/mo ↑ 82%
268,461
Population
186,419

Tax Comparison

3.5%
Income Tax
2.5%
5.75%
State Sales Tax
5.6%
1.53%
Property Tax
0.62%

Affordability

22.2%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Tempe, AZ, the overall cost of living indices are 52 and 120 respectively (national median = 100). Rent is $743/month cheaper in Toledo, saving renters about $8,916/year.

Median household income is $30,111/year higher in Tempe. Home values also differ significantly — the median in Toledo is $107,000 compared to $421,900 in Tempe.

Arizona has a lower income tax rate, making Tempe slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Tempe — common questions

Is Toledo or Tempe cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 120 (US average = 100).
What is the rent difference between Toledo and Tempe?
Median rent in Toledo is $880/month and in Tempe it's $1,623/month — a difference of $743/month.
Which city has higher income, Toledo or Tempe?
Median household income is $47,532 in Toledo and $77,643 in Tempe. Median household income is $30,111/year higher in Tempe.
How do taxes compare between Ohio and Arizona?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Toledo or Tempe?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Tempe has a cost index of 120 with rent of $1,623/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Tempe details →

More Comparisons

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