Cost of Living: Toledo, OH vs Wilmington, NC (2026)

Toledo

Ohio
52
VS

Wilmington

North Carolina
100

Toledo is 48% cheaper than Wilmington.

$880/mo ↓ 33%
Median Rent
$1,311/mo ↑ 49%
$47,532/yr ↓ 26%
Median Income
$63,900/yr ↑ 34%
$107,000 ↓ 69%
Home Value
$350,300 ↑ 227%
$856/mo ↓ 38%
Owner Costs
$1,371/mo ↑ 60%
268,461
Population
118,578

Tax Comparison

3.5%
Income Tax
4.5%
5.75%
State Sales Tax
4.75%
1.53%
Property Tax
0.8%

Affordability

22.2%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Wilmington, NC, the overall cost of living indices are 52 and 100 respectively (national median = 100). Rent is $431/month cheaper in Toledo, saving renters about $5,172/year.

Median household income is $16,368/year higher in Wilmington. Home values also differ significantly — the median in Toledo is $107,000 compared to $350,300 in Wilmington.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Wilmington — common questions

Is Toledo or Wilmington cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 100 (US average = 100).
What is the rent difference between Toledo and Wilmington?
Median rent in Toledo is $880/month and in Wilmington it's $1,311/month — a difference of $431/month.
Which city has higher income, Toledo or Wilmington?
Median household income is $47,532 in Toledo and $63,900 in Wilmington. Median household income is $16,368/year higher in Wilmington.
How do taxes compare between Ohio and North Carolina?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax.
Should I move to Toledo or Wilmington?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Wilmington has a cost index of 100 with rent of $1,311/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Wilmington details →

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