Cost of Living: Toledo, OH vs Worcester, MA (2026)

Toledo

Ohio
52
VS

Worcester

Massachusetts
104

Toledo is 50% cheaper than Worcester.

$880/mo ↓ 38%
Median Rent
$1,415/mo ↑ 61%
$47,532/yr ↓ 30%
Median Income
$67,544/yr ↑ 42%
$107,000 ↓ 68%
Home Value
$339,500 ↑ 217%
$856/mo ↓ 44%
Owner Costs
$1,521/mo ↑ 78%
268,461
Population
205,501

Tax Comparison

3.5%
Income Tax
9.0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.15%

Affordability

22.2%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Worcester, MA, the overall cost of living indices are 52 and 104 respectively (national median = 100). Rent is $535/month cheaper in Toledo, saving renters about $6,420/year.

Median household income is $20,012/year higher in Worcester. Home values also differ significantly — the median in Toledo is $107,000 compared to $339,500 in Worcester.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Toledo vs Worcester — common questions

Is Toledo or Worcester cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 104 (US average = 100).
What is the rent difference between Toledo and Worcester?
Median rent in Toledo is $880/month and in Worcester it's $1,415/month — a difference of $535/month.
Which city has higher income, Toledo or Worcester?
Median household income is $47,532 in Toledo and $67,544 in Worcester. Median household income is $20,012/year higher in Worcester.
How do taxes compare between Ohio and Massachusetts?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Toledo or Worcester?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Worcester has a cost index of 104 with rent of $1,415/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Worcester details →

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