Cost of Living: Tucson, AZ vs Elgin, IL (2026)

Tucson

Arizona
76
VS

Elgin

Illinois
90

Tucson is 16% cheaper than Elgin.

$1,079/mo ↓ 14%
Median Rent
$1,260/mo ↑ 17%
$54,546/yr ↓ 38%
Median Income
$88,316/yr ↑ 62%
$242,200 ↓ 4%
Home Value
$252,400 ↑ 4%
$1,076/mo ↓ 28%
Owner Costs
$1,502/mo ↑ 40%
543,348
Population
114,106

Tax Comparison

2.5%
Income Tax
4.95%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
2.07%

Affordability

23.7%
rent-to-income
Affordability
17.1%
rent-to-income

Detailed Comparison

When comparing Tucson, AZ and Elgin, IL, the overall cost of living indices are 76 and 90 respectively (national median = 100). Rent is $181/month cheaper in Tucson, saving renters about $2,172/year.

Median household income is $33,770/year higher in Elgin. Home values also differ significantly — the median in Tucson is $242,200 compared to $252,400 in Elgin.

Arizona has a lower income tax rate, making Tucson slightly more tax-friendly.

Frequently Asked Questions

Tucson vs Elgin — common questions

Is Tucson or Elgin cheaper to live in?
Based on our cost index, Tucson is cheaper to live in with an index of 76 compared to 90 (US average = 100).
What is the rent difference between Tucson and Elgin?
Median rent in Tucson is $1,079/month and in Elgin it's $1,260/month — a difference of $181/month.
Which city has higher income, Tucson or Elgin?
Median household income is $54,546 in Tucson and $88,316 in Elgin. Median household income is $33,770/year higher in Elgin.
How do taxes compare between Arizona and Illinois?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Tucson or Elgin?
It depends on your priorities. Tucson has a cost index of 76 with median rent of $1,079/mo, while Elgin has a cost index of 90 with rent of $1,260/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tucson details → View Elgin details →

More Comparisons

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