Cost of Living: Tulsa, OK vs Clearwater, FL (2026)

Tulsa

Oklahoma
67
VS

Clearwater

Florida
105

Tulsa is 36% cheaper than Clearwater.

$998/mo ↓ 35%
Median Rent
$1,539/mo ↑ 54%
$58,407/yr ↓ 9%
Median Income
$64,440/yr ↑ 10%
$189,600 ↓ 42%
Home Value
$326,100 ↑ 72%
$1,027/mo ↓ 27%
Owner Costs
$1,411/mo ↑ 37%
412,322
Population
117,075

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.0%
0.9%
Property Tax
0.86%

Affordability

20.5%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and Clearwater, FL, the overall cost of living indices are 67 and 105 respectively (national median = 100). Rent is $541/month cheaper in Tulsa, saving renters about $6,492/year.

Median household income is $6,033/year higher in Clearwater. Home values also differ significantly — the median in Tulsa is $189,600 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Tulsa vs Clearwater — common questions

Is Tulsa or Clearwater cheaper to live in?
Based on our cost index, Tulsa is cheaper to live in with an index of 67 compared to 105 (US average = 100).
What is the rent difference between Tulsa and Clearwater?
Median rent in Tulsa is $998/month and in Clearwater it's $1,539/month — a difference of $541/month.
Which city has higher income, Tulsa or Clearwater?
Median household income is $58,407 in Tulsa and $64,440 in Clearwater. Median household income is $6,033/year higher in Clearwater.
How do taxes compare between Oklahoma and Florida?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Tulsa or Clearwater?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tulsa details → View Clearwater details →

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