Cost of Living: Tulsa, OK vs Fargo, ND (2026)

Tulsa

Oklahoma
67
VS

Fargo

North Dakota
73

Tulsa is 8% cheaper than Fargo.

$998/mo ↑ 9%
Median Rent
$916/mo ↓ 8%
$58,407/yr ↓ 12%
Median Income
$66,029/yr ↑ 13%
$189,600 ↓ 30%
Home Value
$269,800 ↑ 42%
$1,027/mo ↑ 3%
Owner Costs
$997/mo ↓ 3%
412,322
Population
129,064

Tax Comparison

4.75%
Income Tax
2.5%
4.5%
State Sales Tax
5.0%
0.9%
Property Tax
0.98%

Affordability

20.5%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and Fargo, ND, the overall cost of living indices are 67 and 73 respectively (national median = 100). Rent is $82/month cheaper in Fargo, saving renters about $984/year.

Median household income is $7,622/year higher in Fargo. Home values also differ significantly — the median in Tulsa is $189,600 compared to $269,800 in Fargo.

North Dakota has a lower income tax rate, making Fargo slightly more tax-friendly.

Frequently Asked Questions

Tulsa vs Fargo — common questions

Is Tulsa or Fargo cheaper to live in?
Based on our cost index, Tulsa is cheaper to live in with an index of 67 compared to 73 (US average = 100).
What is the rent difference between Tulsa and Fargo?
Median rent in Tulsa is $998/month and in Fargo it's $916/month — a difference of $82/month.
Which city has higher income, Tulsa or Fargo?
Median household income is $58,407 in Tulsa and $66,029 in Fargo. Median household income is $7,622/year higher in Fargo.
How do taxes compare between Oklahoma and North Dakota?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Tulsa or Fargo?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tulsa details → View Fargo details →

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