Cost of Living: Tulsa, OK vs Gainesville, FL (2026)

Tulsa

Oklahoma
67
VS

Gainesville

Florida
81

Tulsa is 17% cheaper than Gainesville.

$998/mo ↓ 18%
Median Rent
$1,214/mo ↑ 22%
$58,407/yr ↑ 28%
Median Income
$45,611/yr ↓ 22%
$189,600 ↓ 19%
Home Value
$235,000 ↑ 24%
$1,027/mo ↓ 12%
Owner Costs
$1,167/mo ↑ 14%
412,322
Population
143,611

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.0%
0.9%
Property Tax
0.86%

Affordability

20.5%
rent-to-income
Affordability
31.9%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and Gainesville, FL, the overall cost of living indices are 67 and 81 respectively (national median = 100). Rent is $216/month cheaper in Tulsa, saving renters about $2,592/year.

Median household income is $12,796/year higher in Tulsa. Home values also differ significantly — the median in Tulsa is $189,600 compared to $235,000 in Gainesville.

Florida has no state income tax, giving Gainesville residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Tulsa vs Gainesville — common questions

Is Tulsa or Gainesville cheaper to live in?
Based on our cost index, Tulsa is cheaper to live in with an index of 67 compared to 81 (US average = 100).
What is the rent difference between Tulsa and Gainesville?
Median rent in Tulsa is $998/month and in Gainesville it's $1,214/month — a difference of $216/month.
Which city has higher income, Tulsa or Gainesville?
Median household income is $58,407 in Tulsa and $45,611 in Gainesville. Median household income is $12,796/year higher in Tulsa.
How do taxes compare between Oklahoma and Florida?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Tulsa or Gainesville?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while Gainesville has a cost index of 81 with rent of $1,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tulsa details → View Gainesville details →

More Comparisons

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