Cost of Living: Tulsa, OK vs Garland, TX (2026)

Tulsa

Oklahoma
67
VS

Garland

Texas
96

Tulsa is 30% cheaper than Garland.

$998/mo ↓ 35%
Median Rent
$1,525/mo ↑ 53%
$58,407/yr ↓ 22%
Median Income
$74,717/yr ↑ 28%
$189,600 ↓ 24%
Home Value
$248,900 ↑ 31%
$1,027/mo ↓ 29%
Owner Costs
$1,445/mo ↑ 41%
412,322
Population
245,298

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and Garland, TX, the overall cost of living indices are 67 and 96 respectively (national median = 100). Rent is $527/month cheaper in Tulsa, saving renters about $6,324/year.

Median household income is $16,310/year higher in Garland. Home values also differ significantly — the median in Tulsa is $189,600 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Tulsa vs Garland — common questions

Is Tulsa or Garland cheaper to live in?
Based on our cost index, Tulsa is cheaper to live in with an index of 67 compared to 96 (US average = 100).
What is the rent difference between Tulsa and Garland?
Median rent in Tulsa is $998/month and in Garland it's $1,525/month — a difference of $527/month.
Which city has higher income, Tulsa or Garland?
Median household income is $58,407 in Tulsa and $74,717 in Garland. Median household income is $16,310/year higher in Garland.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Tulsa or Garland?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tulsa details → View Garland details →

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