Cost of Living: Tulsa, OK vs McKinney, TX (2026)

Tulsa

Oklahoma
67
VS

McKinney

Texas
138

Tulsa is 51% cheaper than McKinney.

$998/mo ↓ 46%
Median Rent
$1,841/mo ↑ 84%
$58,407/yr ↓ 51%
Median Income
$120,273/yr ↑ 106%
$189,600 ↓ 57%
Home Value
$439,500 ↑ 132%
$1,027/mo ↓ 51%
Owner Costs
$2,101/mo ↑ 105%
412,322
Population
202,314

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and McKinney, TX, the overall cost of living indices are 67 and 138 respectively (national median = 100). Rent is $843/month cheaper in Tulsa, saving renters about $10,116/year.

Median household income is $61,866/year higher in McKinney. Home values also differ significantly — the median in Tulsa is $189,600 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Tulsa vs McKinney — common questions

Is Tulsa or McKinney cheaper to live in?
Based on our cost index, Tulsa is cheaper to live in with an index of 67 compared to 138 (US average = 100).
What is the rent difference between Tulsa and McKinney?
Median rent in Tulsa is $998/month and in McKinney it's $1,841/month — a difference of $843/month.
Which city has higher income, Tulsa or McKinney?
Median household income is $58,407 in Tulsa and $120,273 in McKinney. Median household income is $61,866/year higher in McKinney.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Tulsa or McKinney?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tulsa details → View McKinney details →

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