Cost of Living: Tulsa, OK vs Montgomery, AL (2026)

Tulsa

Oklahoma
67
VS

Montgomery

Alabama
64

Tulsa is 5% more expensive than Montgomery.

$998/mo ↓ 6%
Median Rent
$1,059/mo ↑ 6%
$58,407/yr ↑ 5%
Median Income
$55,687/yr ↓ 5%
$189,600 ↑ 28%
Home Value
$148,500 ↓ 22%
$1,027/mo ≈ Same
Owner Costs
$1,023/mo ≈ Same
412,322
Population
198,440

Tax Comparison

4.75%
Income Tax
5.0%
4.5%
State Sales Tax
4.0%
0.9%
Property Tax
0.41%

Affordability

20.5%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and Montgomery, AL, the overall cost of living indices are 67 and 64 respectively (national median = 100). Rent is $61/month cheaper in Tulsa, saving renters about $732/year.

Median household income is $2,720/year higher in Tulsa. Home values also differ significantly — the median in Tulsa is $189,600 compared to $148,500 in Montgomery.

Oklahoma has a lower income tax rate, making Tulsa slightly more tax-friendly.

Frequently Asked Questions

Tulsa vs Montgomery — common questions

Is Tulsa or Montgomery cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 67 (US average = 100).
What is the rent difference between Tulsa and Montgomery?
Median rent in Tulsa is $998/month and in Montgomery it's $1,059/month — a difference of $61/month.
Which city has higher income, Tulsa or Montgomery?
Median household income is $58,407 in Tulsa and $55,687 in Montgomery. Median household income is $2,720/year higher in Tulsa.
How do taxes compare between Oklahoma and Alabama?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax.
Should I move to Tulsa or Montgomery?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while Montgomery has a cost index of 64 with rent of $1,059/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tulsa details → View Montgomery details →

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