Cost of Living: Tulsa, OK vs Naperville, IL (2026)

Tulsa

Oklahoma
67
VS

Naperville

Illinois
147

Tulsa is 54% cheaper than Naperville.

$998/mo ↓ 46%
Median Rent
$1,852/mo ↑ 86%
$58,407/yr ↓ 61%
Median Income
$150,937/yr ↑ 158%
$189,600 ↓ 63%
Home Value
$509,900 ↑ 169%
$1,027/mo ↓ 52%
Owner Costs
$2,161/mo ↑ 110%
412,322
Population
149,424

Tax Comparison

4.75%
Income Tax
4.95%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
2.07%

Affordability

20.5%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and Naperville, IL, the overall cost of living indices are 67 and 147 respectively (national median = 100). Rent is $854/month cheaper in Tulsa, saving renters about $10,248/year.

Median household income is $92,530/year higher in Naperville. Home values also differ significantly — the median in Tulsa is $189,600 compared to $509,900 in Naperville.

Oklahoma has a lower income tax rate, making Tulsa slightly more tax-friendly.

Frequently Asked Questions

Tulsa vs Naperville — common questions

Is Tulsa or Naperville cheaper to live in?
Based on our cost index, Tulsa is cheaper to live in with an index of 67 compared to 147 (US average = 100).
What is the rent difference between Tulsa and Naperville?
Median rent in Tulsa is $998/month and in Naperville it's $1,852/month — a difference of $854/month.
Which city has higher income, Tulsa or Naperville?
Median household income is $58,407 in Tulsa and $150,937 in Naperville. Median household income is $92,530/year higher in Naperville.
How do taxes compare between Oklahoma and Illinois?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Tulsa or Naperville?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tulsa details → View Naperville details →

More Comparisons

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