Cost of Living: Tulsa, OK vs Richardson, TX (2026)

Tulsa

Oklahoma
67
VS

Richardson

Texas
128

Tulsa is 48% cheaper than Richardson.

$998/mo ↓ 45%
Median Rent
$1,825/mo ↑ 83%
$58,407/yr ↓ 39%
Median Income
$96,257/yr ↑ 65%
$189,600 ↓ 53%
Home Value
$405,600 ↑ 114%
$1,027/mo ↓ 43%
Owner Costs
$1,796/mo ↑ 75%
412,322
Population
118,269

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and Richardson, TX, the overall cost of living indices are 67 and 128 respectively (national median = 100). Rent is $827/month cheaper in Tulsa, saving renters about $9,924/year.

Median household income is $37,850/year higher in Richardson. Home values also differ significantly — the median in Tulsa is $189,600 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Tulsa vs Richardson — common questions

Is Tulsa or Richardson cheaper to live in?
Based on our cost index, Tulsa is cheaper to live in with an index of 67 compared to 128 (US average = 100).
What is the rent difference between Tulsa and Richardson?
Median rent in Tulsa is $998/month and in Richardson it's $1,825/month — a difference of $827/month.
Which city has higher income, Tulsa or Richardson?
Median household income is $58,407 in Tulsa and $96,257 in Richardson. Median household income is $37,850/year higher in Richardson.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Tulsa or Richardson?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tulsa details → View Richardson details →

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