Cost of Living: Virginia Beach, VA vs Fargo, ND (2026)

Virginia Beach

Virginia
117
VS

Fargo

North Dakota
73

Virginia Beach is 60% more expensive than Fargo.

$1,649/mo ↑ 80%
Median Rent
$916/mo ↓ 44%
$90,685/yr ↑ 37%
Median Income
$66,029/yr ↓ 27%
$366,300 ↑ 36%
Home Value
$269,800 ↓ 26%
$1,704/mo ↑ 71%
Owner Costs
$997/mo ↓ 41%
457,066
Population
129,064

Tax Comparison

5.75%
Income Tax
2.5%
5.3%
State Sales Tax
5.0%
0.8%
Property Tax
0.98%

Affordability

21.8%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Virginia Beach, VA and Fargo, ND, the overall cost of living indices are 117 and 73 respectively (national median = 100). Rent is $733/month cheaper in Fargo, saving renters about $8,796/year.

Median household income is $24,656/year higher in Virginia Beach. Home values also differ significantly — the median in Virginia Beach is $366,300 compared to $269,800 in Fargo.

North Dakota has a lower income tax rate, making Fargo slightly more tax-friendly.

Frequently Asked Questions

Virginia Beach vs Fargo — common questions

Is Virginia Beach or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 117 (US average = 100).
What is the rent difference between Virginia Beach and Fargo?
Median rent in Virginia Beach is $1,649/month and in Fargo it's $916/month — a difference of $733/month.
Which city has higher income, Virginia Beach or Fargo?
Median household income is $90,685 in Virginia Beach and $66,029 in Fargo. Median household income is $24,656/year higher in Virginia Beach.
How do taxes compare between Virginia and North Dakota?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Virginia Beach or Fargo?
It depends on your priorities. Virginia Beach has a cost index of 117 with median rent of $1,649/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Virginia Beach details → View Fargo details →

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