Cost of Living: Virginia Beach, VA vs Fort Collins, CO (2026)

Virginia Beach

Virginia
117
VS

Fort Collins

Colorado
137

Virginia Beach is 15% cheaper than Fort Collins.

$1,649/mo ≈ Same
Median Rent
$1,661/mo ≈ Same
$90,685/yr ↑ 8%
Median Income
$83,598/yr ↓ 8%
$366,300 ↓ 33%
Home Value
$548,400 ↑ 50%
$1,704/mo ≈ Same
Owner Costs
$1,692/mo ≈ Same
457,066
Population
169,705

Tax Comparison

5.75%
Income Tax
4.4%
5.3%
State Sales Tax
2.9%
0.8%
Property Tax
0.51%

Affordability

21.8%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Virginia Beach, VA and Fort Collins, CO, the overall cost of living indices are 117 and 137 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $7,087/year higher in Virginia Beach. Home values also differ significantly — the median in Virginia Beach is $366,300 compared to $548,400 in Fort Collins.

Colorado has a lower income tax rate, making Fort Collins slightly more tax-friendly.

Frequently Asked Questions

Virginia Beach vs Fort Collins — common questions

Is Virginia Beach or Fort Collins cheaper to live in?
Based on our cost index, Virginia Beach is cheaper to live in with an index of 117 compared to 137 (US average = 100).
What is the rent difference between Virginia Beach and Fort Collins?
Median rent in Virginia Beach is $1,649/month and in Fort Collins it's $1,661/month — a difference of $12/month.
Which city has higher income, Virginia Beach or Fort Collins?
Median household income is $90,685 in Virginia Beach and $83,598 in Fort Collins. Median household income is $7,087/year higher in Virginia Beach.
How do taxes compare between Virginia and Colorado?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Virginia Beach or Fort Collins?
It depends on your priorities. Virginia Beach has a cost index of 117 with median rent of $1,649/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Virginia Beach details → View Fort Collins details →

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