Cost of Living: Virginia Beach, VA vs McKinney, TX (2026)

Virginia Beach

Virginia
117
VS

McKinney

Texas
138

Virginia Beach is 15% cheaper than McKinney.

$1,649/mo ↓ 10%
Median Rent
$1,841/mo ↑ 12%
$90,685/yr ↓ 25%
Median Income
$120,273/yr ↑ 33%
$366,300 ↓ 17%
Home Value
$439,500 ↑ 20%
$1,704/mo ↓ 19%
Owner Costs
$2,101/mo ↑ 23%
457,066
Population
202,314

Tax Comparison

5.75%
Income Tax
0%
5.3%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

21.8%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Virginia Beach, VA and McKinney, TX, the overall cost of living indices are 117 and 138 respectively (national median = 100). Rent is $192/month cheaper in Virginia Beach, saving renters about $2,304/year.

Median household income is $29,588/year higher in McKinney. Home values also differ significantly — the median in Virginia Beach is $366,300 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Virginia Beach vs McKinney — common questions

Is Virginia Beach or McKinney cheaper to live in?
Based on our cost index, Virginia Beach is cheaper to live in with an index of 117 compared to 138 (US average = 100).
What is the rent difference between Virginia Beach and McKinney?
Median rent in Virginia Beach is $1,649/month and in McKinney it's $1,841/month — a difference of $192/month.
Which city has higher income, Virginia Beach or McKinney?
Median household income is $90,685 in Virginia Beach and $120,273 in McKinney. Median household income is $29,588/year higher in McKinney.
How do taxes compare between Virginia and Texas?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Virginia Beach or McKinney?
It depends on your priorities. Virginia Beach has a cost index of 117 with median rent of $1,649/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Virginia Beach details → View McKinney details →

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