Cost of Living: Virginia Beach, VA vs Naperville, IL (2026)

Virginia Beach

Virginia
117
VS

Naperville

Illinois
147

Virginia Beach is 20% cheaper than Naperville.

$1,649/mo ↓ 11%
Median Rent
$1,852/mo ↑ 12%
$90,685/yr ↓ 40%
Median Income
$150,937/yr ↑ 66%
$366,300 ↓ 28%
Home Value
$509,900 ↑ 39%
$1,704/mo ↓ 21%
Owner Costs
$2,161/mo ↑ 27%
457,066
Population
149,424

Tax Comparison

5.75%
Income Tax
4.95%
5.3%
State Sales Tax
6.25%
0.8%
Property Tax
2.07%

Affordability

21.8%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Virginia Beach, VA and Naperville, IL, the overall cost of living indices are 117 and 147 respectively (national median = 100). Rent is $203/month cheaper in Virginia Beach, saving renters about $2,436/year.

Median household income is $60,252/year higher in Naperville. Home values also differ significantly — the median in Virginia Beach is $366,300 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Virginia Beach vs Naperville — common questions

Is Virginia Beach or Naperville cheaper to live in?
Based on our cost index, Virginia Beach is cheaper to live in with an index of 117 compared to 147 (US average = 100).
What is the rent difference between Virginia Beach and Naperville?
Median rent in Virginia Beach is $1,649/month and in Naperville it's $1,852/month — a difference of $203/month.
Which city has higher income, Virginia Beach or Naperville?
Median household income is $90,685 in Virginia Beach and $150,937 in Naperville. Median household income is $60,252/year higher in Naperville.
How do taxes compare between Virginia and Illinois?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Virginia Beach or Naperville?
It depends on your priorities. Virginia Beach has a cost index of 117 with median rent of $1,649/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Virginia Beach details → View Naperville details →

More Comparisons

Other cost of living comparisons for Virginia Beach and Naperville

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