Cost of Living: Virginia Beach, VA vs Richardson, TX (2026)

Virginia Beach

Virginia
117
VS

Richardson

Texas
128

Virginia Beach is 9% cheaper than Richardson.

$1,649/mo ↓ 10%
Median Rent
$1,825/mo ↑ 11%
$90,685/yr ↓ 6%
Median Income
$96,257/yr ↑ 6%
$366,300 ↓ 10%
Home Value
$405,600 ↑ 11%
$1,704/mo ↓ 5%
Owner Costs
$1,796/mo ↑ 5%
457,066
Population
118,269

Tax Comparison

5.75%
Income Tax
0%
5.3%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

21.8%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Virginia Beach, VA and Richardson, TX, the overall cost of living indices are 117 and 128 respectively (national median = 100). Rent is $176/month cheaper in Virginia Beach, saving renters about $2,112/year.

Median household income is $5,572/year higher in Richardson. Home values also differ significantly — the median in Virginia Beach is $366,300 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Virginia Beach vs Richardson — common questions

Is Virginia Beach or Richardson cheaper to live in?
Based on our cost index, Virginia Beach is cheaper to live in with an index of 117 compared to 128 (US average = 100).
What is the rent difference between Virginia Beach and Richardson?
Median rent in Virginia Beach is $1,649/month and in Richardson it's $1,825/month — a difference of $176/month.
Which city has higher income, Virginia Beach or Richardson?
Median household income is $90,685 in Virginia Beach and $96,257 in Richardson. Median household income is $5,572/year higher in Richardson.
How do taxes compare between Virginia and Texas?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Virginia Beach or Richardson?
It depends on your priorities. Virginia Beach has a cost index of 117 with median rent of $1,649/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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