Cost of Living: Virginia Beach, VA vs Toledo, OH (2026)

Virginia Beach

Virginia
117
VS

Toledo

Ohio
52

Virginia Beach is 125% more expensive than Toledo.

$1,649/mo ↑ 87%
Median Rent
$880/mo ↓ 47%
$90,685/yr ↑ 91%
Median Income
$47,532/yr ↓ 48%
$366,300 ↑ 242%
Home Value
$107,000 ↓ 71%
$1,704/mo ↑ 99%
Owner Costs
$856/mo ↓ 50%
457,066
Population
268,461

Tax Comparison

5.75%
Income Tax
3.5%
5.3%
State Sales Tax
5.75%
0.8%
Property Tax
1.53%

Affordability

21.8%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing Virginia Beach, VA and Toledo, OH, the overall cost of living indices are 117 and 52 respectively (national median = 100). Rent is $769/month cheaper in Toledo, saving renters about $9,228/year.

Median household income is $43,153/year higher in Virginia Beach. Home values also differ significantly — the median in Virginia Beach is $366,300 compared to $107,000 in Toledo.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Virginia Beach vs Toledo — common questions

Is Virginia Beach or Toledo cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 117 (US average = 100).
What is the rent difference between Virginia Beach and Toledo?
Median rent in Virginia Beach is $1,649/month and in Toledo it's $880/month — a difference of $769/month.
Which city has higher income, Virginia Beach or Toledo?
Median household income is $90,685 in Virginia Beach and $47,532 in Toledo. Median household income is $43,153/year higher in Virginia Beach.
How do taxes compare between Virginia and Ohio?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to Virginia Beach or Toledo?
It depends on your priorities. Virginia Beach has a cost index of 117 with median rent of $1,649/mo, while Toledo has a cost index of 52 with rent of $880/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Virginia Beach details → View Toledo details →

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