Cost of Living: Waco, TX vs Clovis, CA (2026)

Waco

Texas
72
VS

Clovis

California
130

Waco is 45% cheaper than Clovis.

$1,098/mo ↓ 34%
Median Rent
$1,662/mo ↑ 51%
$51,468/yr ↓ 49%
Median Income
$100,360/yr ↑ 95%
$199,600 ↓ 56%
Home Value
$453,300 ↑ 127%
$1,094/mo ↓ 41%
Owner Costs
$1,851/mo ↑ 69%
141,925
Population
122,719

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

25.6%
rent-to-income
Affordability
19.9%
rent-to-income

Detailed Comparison

When comparing Waco, TX and Clovis, CA, the overall cost of living indices are 72 and 130 respectively (national median = 100). Rent is $564/month cheaper in Waco, saving renters about $6,768/year.

Median household income is $48,892/year higher in Clovis. Home values also differ significantly — the median in Waco is $199,600 compared to $453,300 in Clovis.

Texas has no state income tax, giving Waco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Waco vs Clovis — common questions

Is Waco or Clovis cheaper to live in?
Based on our cost index, Waco is cheaper to live in with an index of 72 compared to 130 (US average = 100).
What is the rent difference between Waco and Clovis?
Median rent in Waco is $1,098/month and in Clovis it's $1,662/month — a difference of $564/month.
Which city has higher income, Waco or Clovis?
Median household income is $51,468 in Waco and $100,360 in Clovis. Median household income is $48,892/year higher in Clovis.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Waco or Clovis?
It depends on your priorities. Waco has a cost index of 72 with median rent of $1,098/mo, while Clovis has a cost index of 130 with rent of $1,662/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Waco details → View Clovis details →

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