Cost of Living: Waco, TX vs Concord, CA (2026)

Waco

Texas
72
VS

Concord

California
187

Waco is 61% cheaper than Concord.

$1,098/mo ↓ 51%
Median Rent
$2,226/mo ↑ 103%
$51,468/yr ↓ 53%
Median Income
$109,195/yr ↑ 112%
$199,600 ↓ 74%
Home Value
$755,900 ↑ 279%
$1,094/mo ↓ 52%
Owner Costs
$2,284/mo ↑ 109%
141,925
Population
124,260

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

25.6%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Waco, TX and Concord, CA, the overall cost of living indices are 72 and 187 respectively (national median = 100). Rent is $1,128/month cheaper in Waco, saving renters about $13,536/year.

Median household income is $57,727/year higher in Concord. Home values also differ significantly — the median in Waco is $199,600 compared to $755,900 in Concord.

Texas has no state income tax, giving Waco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Waco vs Concord — common questions

Is Waco or Concord cheaper to live in?
Based on our cost index, Waco is cheaper to live in with an index of 72 compared to 187 (US average = 100).
What is the rent difference between Waco and Concord?
Median rent in Waco is $1,098/month and in Concord it's $2,226/month — a difference of $1,128/month.
Which city has higher income, Waco or Concord?
Median household income is $51,468 in Waco and $109,195 in Concord. Median household income is $57,727/year higher in Concord.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Waco or Concord?
It depends on your priorities. Waco has a cost index of 72 with median rent of $1,098/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Waco details → View Concord details →

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