Cost of Living: Waco, TX vs Greeley, CO (2026)

Waco

Texas
72
VS

Greeley

Colorado
103

Waco is 30% cheaper than Greeley.

$1,098/mo ↓ 18%
Median Rent
$1,333/mo ↑ 21%
$51,468/yr ↓ 25%
Median Income
$68,650/yr ↑ 33%
$199,600 ↓ 46%
Home Value
$369,600 ↑ 85%
$1,094/mo ↓ 21%
Owner Costs
$1,387/mo ↑ 27%
141,925
Population
109,421

Tax Comparison

0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.6%
Property Tax
0.51%

Affordability

25.6%
rent-to-income
Affordability
23.3%
rent-to-income

Detailed Comparison

When comparing Waco, TX and Greeley, CO, the overall cost of living indices are 72 and 103 respectively (national median = 100). Rent is $235/month cheaper in Waco, saving renters about $2,820/year.

Median household income is $17,182/year higher in Greeley. Home values also differ significantly — the median in Waco is $199,600 compared to $369,600 in Greeley.

Texas has no state income tax, giving Waco residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Waco vs Greeley — common questions

Is Waco or Greeley cheaper to live in?
Based on our cost index, Waco is cheaper to live in with an index of 72 compared to 103 (US average = 100).
What is the rent difference between Waco and Greeley?
Median rent in Waco is $1,098/month and in Greeley it's $1,333/month — a difference of $235/month.
Which city has higher income, Waco or Greeley?
Median household income is $51,468 in Waco and $68,650 in Greeley. Median household income is $17,182/year higher in Greeley.
How do taxes compare between Texas and Colorado?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Waco or Greeley?
It depends on your priorities. Waco has a cost index of 72 with median rent of $1,098/mo, while Greeley has a cost index of 103 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Waco details → View Greeley details →

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