Cost of Living: Waco, TX vs Pearland, TX (2026)

Waco

Texas
72
VS

Pearland

Texas
121

Waco is 40% cheaper than Pearland.

$1,098/mo ↓ 38%
Median Rent
$1,759/mo ↑ 60%
$51,468/yr ↓ 54%
Median Income
$112,470/yr ↑ 119%
$199,600 ↓ 40%
Home Value
$330,900 ↑ 66%
$1,094/mo ↓ 44%
Owner Costs
$1,962/mo ↑ 79%
141,925
Population
125,983

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

25.6%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing Waco, TX and Pearland, TX, the overall cost of living indices are 72 and 121 respectively (national median = 100). Rent is $661/month cheaper in Waco, saving renters about $7,932/year.

Median household income is $61,002/year higher in Pearland. Home values also differ significantly — the median in Waco is $199,600 compared to $330,900 in Pearland.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Waco vs Pearland — common questions

Is Waco or Pearland cheaper to live in?
Based on our cost index, Waco is cheaper to live in with an index of 72 compared to 121 (US average = 100).
What is the rent difference between Waco and Pearland?
Median rent in Waco is $1,098/month and in Pearland it's $1,759/month — a difference of $661/month.
Which city has higher income, Waco or Pearland?
Median household income is $51,468 in Waco and $112,470 in Pearland. Median household income is $61,002/year higher in Pearland.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Waco or Pearland?
It depends on your priorities. Waco has a cost index of 72 with median rent of $1,098/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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