Cost of Living: Waterbury, CT vs Tyler, TX (2026)

Waterbury

Connecticut
76
VS

Tyler

Texas
79

Waterbury is 4% cheaper than Tyler.

$1,180/mo ↓ 2%
Median Rent
$1,199/mo ↑ 2%
$51,642/yr ↓ 21%
Median Income
$65,527/yr ↑ 27%
$185,400 ↓ 14%
Home Value
$216,400 ↑ 17%
$1,273/mo ↑ 9%
Owner Costs
$1,170/mo ↓ 8%
114,356
Population
107,718

Tax Comparison

6.99%
Income Tax
0%
6.35%
State Sales Tax
6.25%
2.15%
Property Tax
1.6%

Affordability

27.4%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Waterbury, CT and Tyler, TX, the overall cost of living indices are 76 and 79 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $13,885/year higher in Tyler. Home values also differ significantly — the median in Waterbury is $185,400 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over Connecticut's 6.99% rate.

Frequently Asked Questions

Waterbury vs Tyler — common questions

Is Waterbury or Tyler cheaper to live in?
Based on our cost index, Waterbury is cheaper to live in with an index of 76 compared to 79 (US average = 100).
What is the rent difference between Waterbury and Tyler?
Median rent in Waterbury is $1,180/month and in Tyler it's $1,199/month — a difference of $19/month.
Which city has higher income, Waterbury or Tyler?
Median household income is $51,642 in Waterbury and $65,527 in Tyler. Median household income is $13,885/year higher in Tyler.
How do taxes compare between Connecticut and Texas?
Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Waterbury or Tyler?
It depends on your priorities. Waterbury has a cost index of 76 with median rent of $1,180/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Waterbury details → View Tyler details →

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