Cost of Living: Worcester, MA vs Oxnard, CA (2026)

Worcester

Massachusetts
104
VS

Oxnard

California
159

Worcester is 35% cheaper than Oxnard.

$1,415/mo ↓ 28%
Median Rent
$1,962/mo ↑ 39%
$67,544/yr ↓ 28%
Median Income
$93,372/yr ↑ 38%
$339,500 ↓ 45%
Home Value
$617,800 ↑ 82%
$1,521/mo ↓ 23%
Owner Costs
$1,976/mo ↑ 30%
205,501
Population
201,014

Tax Comparison

9.0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.15%
Property Tax
0.71%

Affordability

25.1%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Worcester, MA and Oxnard, CA, the overall cost of living indices are 104 and 159 respectively (national median = 100). Rent is $547/month cheaper in Worcester, saving renters about $6,564/year.

Median household income is $25,828/year higher in Oxnard. Home values also differ significantly — the median in Worcester is $339,500 compared to $617,800 in Oxnard.

Massachusetts has a lower income tax rate, making Worcester slightly more tax-friendly.

Frequently Asked Questions

Worcester vs Oxnard — common questions

Is Worcester or Oxnard cheaper to live in?
Based on our cost index, Worcester is cheaper to live in with an index of 104 compared to 159 (US average = 100).
What is the rent difference between Worcester and Oxnard?
Median rent in Worcester is $1,415/month and in Oxnard it's $1,962/month — a difference of $547/month.
Which city has higher income, Worcester or Oxnard?
Median household income is $67,544 in Worcester and $93,372 in Oxnard. Median household income is $25,828/year higher in Oxnard.
How do taxes compare between Massachusetts and California?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Worcester or Oxnard?
It depends on your priorities. Worcester has a cost index of 104 with median rent of $1,415/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Worcester details → View Oxnard details →

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