Cost of Living: Yonkers, NY vs Cambridge, MA (2026)

Yonkers

New York
133
VS

Cambridge

Massachusetts
239

Yonkers is 44% cheaper than Cambridge.

$1,730/mo ↓ 37%
Median Rent
$2,742/mo ↑ 58%
$81,816/yr ↓ 35%
Median Income
$126,469/yr ↑ 55%
$478,000 ↓ 54%
Home Value
$1,040,500 ↑ 118%
$1,759/mo ↓ 33%
Owner Costs
$2,634/mo ↑ 50%
209,529
Population
117,794

Tax Comparison

10.9%
Income Tax
9.0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.15%

Affordability

25.4%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Yonkers, NY and Cambridge, MA, the overall cost of living indices are 133 and 239 respectively (national median = 100). Rent is $1,012/month cheaper in Yonkers, saving renters about $12,144/year.

Median household income is $44,653/year higher in Cambridge. Home values also differ significantly — the median in Yonkers is $478,000 compared to $1,040,500 in Cambridge.

Massachusetts has a lower income tax rate, making Cambridge slightly more tax-friendly.

Frequently Asked Questions

Yonkers vs Cambridge — common questions

Is Yonkers or Cambridge cheaper to live in?
Based on our cost index, Yonkers is cheaper to live in with an index of 133 compared to 239 (US average = 100).
What is the rent difference between Yonkers and Cambridge?
Median rent in Yonkers is $1,730/month and in Cambridge it's $2,742/month — a difference of $1,012/month.
Which city has higher income, Yonkers or Cambridge?
Median household income is $81,816 in Yonkers and $126,469 in Cambridge. Median household income is $44,653/year higher in Cambridge.
How do taxes compare between New York and Massachusetts?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Yonkers or Cambridge?
It depends on your priorities. Yonkers has a cost index of 133 with median rent of $1,730/mo, while Cambridge has a cost index of 239 with rent of $2,742/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Yonkers details → View Cambridge details →

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