Cost of Living: Yonkers, NY vs McAllen, TX (2026)

Yonkers

New York
133
VS

McAllen

Texas
66

Yonkers is 102% more expensive than McAllen.

$1,730/mo ↑ 70%
Median Rent
$1,017/mo ↓ 41%
$81,816/yr ↑ 36%
Median Income
$60,165/yr ↓ 26%
$478,000 ↑ 175%
Home Value
$173,800 ↓ 64%
$1,759/mo ↑ 77%
Owner Costs
$996/mo ↓ 43%
209,529
Population
143,789

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.6%

Affordability

25.4%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Yonkers, NY and McAllen, TX, the overall cost of living indices are 133 and 66 respectively (national median = 100). Rent is $713/month cheaper in McAllen, saving renters about $8,556/year.

Median household income is $21,651/year higher in Yonkers. Home values also differ significantly — the median in Yonkers is $478,000 compared to $173,800 in McAllen.

Texas has no state income tax, giving McAllen residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Yonkers vs McAllen — common questions

Is Yonkers or McAllen cheaper to live in?
Based on our cost index, McAllen is cheaper to live in with an index of 66 compared to 133 (US average = 100).
What is the rent difference between Yonkers and McAllen?
Median rent in Yonkers is $1,730/month and in McAllen it's $1,017/month — a difference of $713/month.
Which city has higher income, Yonkers or McAllen?
Median household income is $81,816 in Yonkers and $60,165 in McAllen. Median household income is $21,651/year higher in Yonkers.
How do taxes compare between New York and Texas?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Yonkers or McAllen?
It depends on your priorities. Yonkers has a cost index of 133 with median rent of $1,730/mo, while McAllen has a cost index of 66 with rent of $1,017/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Yonkers details → View McAllen details →

More Comparisons

Other cost of living comparisons for Yonkers and McAllen

Yonkers vs. Fayetteville Yonkers vs. Cape Coral Yonkers vs. Rochester Yonkers vs. Worcester Yonkers vs. Frisco Yonkers vs. Columbus McAllen vs. Syracuse McAllen vs. Olathe McAllen vs. Denton McAllen vs. Gainesville McAllen vs. Savannah McAllen vs. Torrance