Cost of Living: Yonkers, NY vs Naperville, IL (2026)

Yonkers

New York
133
VS

Naperville

Illinois
147

Yonkers is 10% cheaper than Naperville.

$1,730/mo ↓ 7%
Median Rent
$1,852/mo ↑ 7%
$81,816/yr ↓ 46%
Median Income
$150,937/yr ↑ 84%
$478,000 ↓ 6%
Home Value
$509,900 ↑ 7%
$1,759/mo ↓ 19%
Owner Costs
$2,161/mo ↑ 23%
209,529
Population
149,424

Tax Comparison

10.9%
Income Tax
4.95%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
2.07%

Affordability

25.4%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Yonkers, NY and Naperville, IL, the overall cost of living indices are 133 and 147 respectively (national median = 100). Rent is $122/month cheaper in Yonkers, saving renters about $1,464/year.

Median household income is $69,121/year higher in Naperville. Home values also differ significantly — the median in Yonkers is $478,000 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Yonkers vs Naperville — common questions

Is Yonkers or Naperville cheaper to live in?
Based on our cost index, Yonkers is cheaper to live in with an index of 133 compared to 147 (US average = 100).
What is the rent difference between Yonkers and Naperville?
Median rent in Yonkers is $1,730/month and in Naperville it's $1,852/month — a difference of $122/month.
Which city has higher income, Yonkers or Naperville?
Median household income is $81,816 in Yonkers and $150,937 in Naperville. Median household income is $69,121/year higher in Naperville.
How do taxes compare between New York and Illinois?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Yonkers or Naperville?
It depends on your priorities. Yonkers has a cost index of 133 with median rent of $1,730/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Yonkers details → View Naperville details →

More Comparisons

Other cost of living comparisons for Yonkers and Naperville

Yonkers vs. Fayetteville Yonkers vs. Cape Coral Yonkers vs. Rochester Yonkers vs. Worcester Yonkers vs. Frisco Yonkers vs. Columbus Naperville vs. Surprise Naperville vs. Pasadena Naperville vs. Joliet Naperville vs. Mesquite Naperville vs. Jackson Naperville vs. Pomona