Cost of Living: Yonkers, NY vs Richardson, TX (2026)

Yonkers

New York
133
VS

Richardson

Texas
128

Yonkers is 4% more expensive than Richardson.

$1,730/mo ↓ 5%
Median Rent
$1,825/mo ↑ 5%
$81,816/yr ↓ 15%
Median Income
$96,257/yr ↑ 18%
$478,000 ↑ 18%
Home Value
$405,600 ↓ 15%
$1,759/mo ↓ 2%
Owner Costs
$1,796/mo ↑ 2%
209,529
Population
118,269

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.6%

Affordability

25.4%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Yonkers, NY and Richardson, TX, the overall cost of living indices are 133 and 128 respectively (national median = 100). Rent is $95/month cheaper in Yonkers, saving renters about $1,140/year.

Median household income is $14,441/year higher in Richardson. Home values also differ significantly — the median in Yonkers is $478,000 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Yonkers vs Richardson — common questions

Is Yonkers or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 133 (US average = 100).
What is the rent difference between Yonkers and Richardson?
Median rent in Yonkers is $1,730/month and in Richardson it's $1,825/month — a difference of $95/month.
Which city has higher income, Yonkers or Richardson?
Median household income is $81,816 in Yonkers and $96,257 in Richardson. Median household income is $14,441/year higher in Richardson.
How do taxes compare between New York and Texas?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Yonkers or Richardson?
It depends on your priorities. Yonkers has a cost index of 133 with median rent of $1,730/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Yonkers details → View Richardson details →

More Comparisons

Other cost of living comparisons for Yonkers and Richardson

Yonkers vs. Fayetteville Yonkers vs. Cape Coral Yonkers vs. Rochester Yonkers vs. Worcester Yonkers vs. Frisco Yonkers vs. Columbus Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater