Cost of Living: Yonkers, NY vs Springfield, MA (2026)

Yonkers

New York
133
VS

Springfield

Massachusetts
79

Yonkers is 68% more expensive than Springfield.

$1,730/mo ↑ 55%
Median Rent
$1,114/mo ↓ 36%
$81,816/yr ↑ 59%
Median Income
$51,339/yr ↓ 37%
$478,000 ↑ 115%
Home Value
$222,700 ↓ 53%
$1,759/mo ↑ 38%
Owner Costs
$1,276/mo ↓ 27%
209,529
Population
154,751

Tax Comparison

10.9%
Income Tax
9.0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.15%

Affordability

25.4%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Yonkers, NY and Springfield, MA, the overall cost of living indices are 133 and 79 respectively (national median = 100). Rent is $616/month cheaper in Springfield, saving renters about $7,392/year.

Median household income is $30,477/year higher in Yonkers. Home values also differ significantly — the median in Yonkers is $478,000 compared to $222,700 in Springfield.

Massachusetts has a lower income tax rate, making Springfield slightly more tax-friendly.

Frequently Asked Questions

Yonkers vs Springfield — common questions

Is Yonkers or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 133 (US average = 100).
What is the rent difference between Yonkers and Springfield?
Median rent in Yonkers is $1,730/month and in Springfield it's $1,114/month — a difference of $616/month.
Which city has higher income, Yonkers or Springfield?
Median household income is $81,816 in Yonkers and $51,339 in Springfield. Median household income is $30,477/year higher in Yonkers.
How do taxes compare between New York and Massachusetts?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Yonkers or Springfield?
It depends on your priorities. Yonkers has a cost index of 133 with median rent of $1,730/mo, while Springfield has a cost index of 79 with rent of $1,114/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Yonkers details → View Springfield details →

More Comparisons

Other cost of living comparisons for Yonkers and Springfield

Yonkers vs. Fayetteville Yonkers vs. Cape Coral Yonkers vs. Rochester Yonkers vs. Worcester Yonkers vs. Frisco Yonkers vs. Columbus Springfield vs. Kansas City Springfield vs. Sunnyvale Springfield vs. Killeen Springfield vs. Hollywood Springfield vs. Lakewood Springfield vs. Roseville