Cost of Living: Amarillo, TX vs Chattanooga, TN (2026)

Amarillo

Texas
69
VS

Chattanooga

Tennessee
81

Amarillo is 15% cheaper than Chattanooga.

$1,049/mo ↓ 9%
Median Rent
$1,155/mo ↑ 10%
$62,469/yr ↑ 2%
Median Income
$61,028/yr ↓ 2%
$186,800 ↓ 28%
Home Value
$259,200 ↑ 39%
$1,074/mo ↓ 3%
Owner Costs
$1,112/mo ↑ 4%
200,945
Population
182,832

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
0.64%

Affordability

20.2%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Amarillo, TX and Chattanooga, TN, the overall cost of living indices are 69 and 81 respectively (national median = 100). Rent is $106/month cheaper in Amarillo, saving renters about $1,272/year.

Median household income is $1,441/year higher in Amarillo. Home values also differ significantly — the median in Amarillo is $186,800 compared to $259,200 in Chattanooga.

Frequently Asked Questions

Amarillo vs Chattanooga — common questions

Is Amarillo or Chattanooga cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 81 (US average = 100).
What is the rent difference between Amarillo and Chattanooga?
Median rent in Amarillo is $1,049/month and in Chattanooga it's $1,155/month — a difference of $106/month.
Which city has higher income, Amarillo or Chattanooga?
Median household income is $62,469 in Amarillo and $61,028 in Chattanooga. Median household income is $1,441/year higher in Amarillo.
How do taxes compare between Texas and Tennessee?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Amarillo or Chattanooga?
It depends on your priorities. Amarillo has a cost index of 69 with median rent of $1,049/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Amarillo details → View Chattanooga details →

More Comparisons

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