Cost of Living: Baltimore, MD vs Irving, TX (2026)

Baltimore

Maryland
84
VS

Irving

Texas
102

Baltimore is 18% cheaper than Irving.

$1,290/mo ↓ 15%
Median Rent
$1,517/mo ↑ 18%
$59,623/yr ↓ 25%
Median Income
$79,641/yr ↑ 34%
$219,300 ↓ 24%
Home Value
$287,300 ↑ 31%
$1,333/mo ↓ 12%
Owner Costs
$1,521/mo ↑ 14%
577,193
Population
255,036

Tax Comparison

5.75%
Income Tax
0%
6.0%
State Sales Tax
6.25%
1.07%
Property Tax
1.6%

Affordability

26.0%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Baltimore, MD and Irving, TX, the overall cost of living indices are 84 and 102 respectively (national median = 100). Rent is $227/month cheaper in Baltimore, saving renters about $2,724/year.

Median household income is $20,018/year higher in Irving. Home values also differ significantly — the median in Baltimore is $219,300 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Maryland's 5.75% rate.

Frequently Asked Questions

Baltimore vs Irving — common questions

Is Baltimore or Irving cheaper to live in?
Based on our cost index, Baltimore is cheaper to live in with an index of 84 compared to 102 (US average = 100).
What is the rent difference between Baltimore and Irving?
Median rent in Baltimore is $1,290/month and in Irving it's $1,517/month — a difference of $227/month.
Which city has higher income, Baltimore or Irving?
Median household income is $59,623 in Baltimore and $79,641 in Irving. Median household income is $20,018/year higher in Irving.
How do taxes compare between Maryland and Texas?
Maryland has 5.75% income tax, 6.0% sales tax, and 1.07% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Baltimore or Irving?
It depends on your priorities. Baltimore has a cost index of 84 with median rent of $1,290/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Baltimore details → View Irving details →

More Comparisons

Other cost of living comparisons for Baltimore and Irving

Baltimore vs. Louisville Baltimore vs. Milwaukee Baltimore vs. Memphis Baltimore vs. Albuquerque Baltimore vs. Detroit Baltimore vs. Fresno Irving vs. Laredo Irving vs. Chesapeake Irving vs. St. Petersburg Irving vs. Winston-Salem Irving vs. Lubbock Irving vs. Glendale