Cost of Living: Buffalo, NY vs Carrollton, TX (2026)

Buffalo

New York
61
VS

Carrollton

Texas
116

Buffalo is 47% cheaper than Carrollton.

$989/mo ↓ 41%
Median Rent
$1,674/mo ↑ 69%
$48,050/yr ↓ 52%
Median Income
$99,115/yr ↑ 106%
$152,300 ↓ 57%
Home Value
$353,600 ↑ 132%
$929/mo ↓ 45%
Owner Costs
$1,689/mo ↑ 82%
276,397
Population
132,741

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.6%

Affordability

24.7%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Buffalo, NY and Carrollton, TX, the overall cost of living indices are 61 and 116 respectively (national median = 100). Rent is $685/month cheaper in Buffalo, saving renters about $8,220/year.

Median household income is $51,065/year higher in Carrollton. Home values also differ significantly — the median in Buffalo is $152,300 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Buffalo vs Carrollton — common questions

Is Buffalo or Carrollton cheaper to live in?
Based on our cost index, Buffalo is cheaper to live in with an index of 61 compared to 116 (US average = 100).
What is the rent difference between Buffalo and Carrollton?
Median rent in Buffalo is $989/month and in Carrollton it's $1,674/month — a difference of $685/month.
Which city has higher income, Buffalo or Carrollton?
Median household income is $48,050 in Buffalo and $99,115 in Carrollton. Median household income is $51,065/year higher in Carrollton.
How do taxes compare between New York and Texas?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Buffalo or Carrollton?
It depends on your priorities. Buffalo has a cost index of 61 with median rent of $989/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Buffalo details → View Carrollton details →

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