Cost of Living: Buffalo, NY vs Garland, TX (2026)

Buffalo

New York
61
VS

Garland

Texas
96

Buffalo is 36% cheaper than Garland.

$989/mo ↓ 35%
Median Rent
$1,525/mo ↑ 54%
$48,050/yr ↓ 36%
Median Income
$74,717/yr ↑ 55%
$152,300 ↓ 39%
Home Value
$248,900 ↑ 63%
$929/mo ↓ 36%
Owner Costs
$1,445/mo ↑ 56%
276,397
Population
245,298

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.6%

Affordability

24.7%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Buffalo, NY and Garland, TX, the overall cost of living indices are 61 and 96 respectively (national median = 100). Rent is $536/month cheaper in Buffalo, saving renters about $6,432/year.

Median household income is $26,667/year higher in Garland. Home values also differ significantly — the median in Buffalo is $152,300 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Buffalo vs Garland — common questions

Is Buffalo or Garland cheaper to live in?
Based on our cost index, Buffalo is cheaper to live in with an index of 61 compared to 96 (US average = 100).
What is the rent difference between Buffalo and Garland?
Median rent in Buffalo is $989/month and in Garland it's $1,525/month — a difference of $536/month.
Which city has higher income, Buffalo or Garland?
Median household income is $48,050 in Buffalo and $74,717 in Garland. Median household income is $26,667/year higher in Garland.
How do taxes compare between New York and Texas?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Buffalo or Garland?
It depends on your priorities. Buffalo has a cost index of 61 with median rent of $989/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Buffalo details → View Garland details →

More Comparisons

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