Cost of Living: Buffalo, NY vs Santa Maria, CA (2026)

Buffalo

New York
61
VS

Santa Maria

California
137

Buffalo is 55% cheaper than Santa Maria.

$989/mo ↓ 46%
Median Rent
$1,842/mo ↑ 86%
$48,050/yr ↓ 43%
Median Income
$84,617/yr ↑ 76%
$152,300 ↓ 68%
Home Value
$478,200 ↑ 214%
$929/mo ↓ 48%
Owner Costs
$1,789/mo ↑ 93%
276,397
Population
109,880

Tax Comparison

10.9%
Income Tax
13.3%
4.0%
State Sales Tax
7.25%
1.62%
Property Tax
0.71%

Affordability

24.7%
rent-to-income
Affordability
26.1%
rent-to-income

Detailed Comparison

When comparing Buffalo, NY and Santa Maria, CA, the overall cost of living indices are 61 and 137 respectively (national median = 100). Rent is $853/month cheaper in Buffalo, saving renters about $10,236/year.

Median household income is $36,567/year higher in Santa Maria. Home values also differ significantly — the median in Buffalo is $152,300 compared to $478,200 in Santa Maria.

New York has a lower income tax rate, making Buffalo slightly more tax-friendly.

Frequently Asked Questions

Buffalo vs Santa Maria — common questions

Is Buffalo or Santa Maria cheaper to live in?
Based on our cost index, Buffalo is cheaper to live in with an index of 61 compared to 137 (US average = 100).
What is the rent difference between Buffalo and Santa Maria?
Median rent in Buffalo is $989/month and in Santa Maria it's $1,842/month — a difference of $853/month.
Which city has higher income, Buffalo or Santa Maria?
Median household income is $48,050 in Buffalo and $84,617 in Santa Maria. Median household income is $36,567/year higher in Santa Maria.
How do taxes compare between New York and California?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Buffalo or Santa Maria?
It depends on your priorities. Buffalo has a cost index of 61 with median rent of $989/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Buffalo details → View Santa Maria details →

More Comparisons

Other cost of living comparisons for Buffalo and Santa Maria

Buffalo vs. Chandler Buffalo vs. Madison Buffalo vs. Plano Buffalo vs. Chula Vista Buffalo vs. Durham Buffalo vs. Gilbert Santa Maria vs. Ventura Santa Maria vs. Sugar Land Santa Maria vs. Temecula Santa Maria vs. Greeley Santa Maria vs. Costa Mesa Santa Maria vs. South Fulton