Cost of Living: Buffalo, NY vs Tyler, TX (2026)

Buffalo

New York
61
VS

Tyler

Texas
79

Buffalo is 23% cheaper than Tyler.

$989/mo ↓ 18%
Median Rent
$1,199/mo ↑ 21%
$48,050/yr ↓ 27%
Median Income
$65,527/yr ↑ 36%
$152,300 ↓ 30%
Home Value
$216,400 ↑ 42%
$929/mo ↓ 21%
Owner Costs
$1,170/mo ↑ 26%
276,397
Population
107,718

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.6%

Affordability

24.7%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Buffalo, NY and Tyler, TX, the overall cost of living indices are 61 and 79 respectively (national median = 100). Rent is $210/month cheaper in Buffalo, saving renters about $2,520/year.

Median household income is $17,477/year higher in Tyler. Home values also differ significantly — the median in Buffalo is $152,300 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Buffalo vs Tyler — common questions

Is Buffalo or Tyler cheaper to live in?
Based on our cost index, Buffalo is cheaper to live in with an index of 61 compared to 79 (US average = 100).
What is the rent difference between Buffalo and Tyler?
Median rent in Buffalo is $989/month and in Tyler it's $1,199/month — a difference of $210/month.
Which city has higher income, Buffalo or Tyler?
Median household income is $48,050 in Buffalo and $65,527 in Tyler. Median household income is $17,477/year higher in Tyler.
How do taxes compare between New York and Texas?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Buffalo or Tyler?
It depends on your priorities. Buffalo has a cost index of 61 with median rent of $989/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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