Cost of Living: Buffalo, NY vs Westminster, CO (2026)

Buffalo

New York
61
VS

Westminster

Colorado
139

Buffalo is 56% cheaper than Westminster.

$989/mo ↓ 46%
Median Rent
$1,816/mo ↑ 84%
$48,050/yr ↓ 50%
Median Income
$96,145/yr ↑ 100%
$152,300 ↓ 69%
Home Value
$497,400 ↑ 227%
$929/mo ↓ 50%
Owner Costs
$1,841/mo ↑ 98%
276,397
Population
115,546

Tax Comparison

10.9%
Income Tax
4.4%
4.0%
State Sales Tax
2.9%
1.62%
Property Tax
0.51%

Affordability

24.7%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Buffalo, NY and Westminster, CO, the overall cost of living indices are 61 and 139 respectively (national median = 100). Rent is $827/month cheaper in Buffalo, saving renters about $9,924/year.

Median household income is $48,095/year higher in Westminster. Home values also differ significantly — the median in Buffalo is $152,300 compared to $497,400 in Westminster.

Colorado has a lower income tax rate, making Westminster slightly more tax-friendly.

Frequently Asked Questions

Buffalo vs Westminster — common questions

Is Buffalo or Westminster cheaper to live in?
Based on our cost index, Buffalo is cheaper to live in with an index of 61 compared to 139 (US average = 100).
What is the rent difference between Buffalo and Westminster?
Median rent in Buffalo is $989/month and in Westminster it's $1,816/month — a difference of $827/month.
Which city has higher income, Buffalo or Westminster?
Median household income is $48,050 in Buffalo and $96,145 in Westminster. Median household income is $48,095/year higher in Westminster.
How do taxes compare between New York and Colorado?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Buffalo or Westminster?
It depends on your priorities. Buffalo has a cost index of 61 with median rent of $989/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Buffalo details → View Westminster details →

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