Cost of Living: Cape Coral, FL vs Chattanooga, TN (2026)

Cape Coral

Florida
114
VS

Chattanooga

Tennessee
81

Cape Coral is 41% more expensive than Chattanooga.

$1,751/mo ↑ 52%
Median Rent
$1,155/mo ↓ 34%
$76,062/yr ↑ 25%
Median Income
$61,028/yr ↓ 20%
$339,200 ↑ 31%
Home Value
$259,200 ↓ 24%
$1,523/mo ↑ 37%
Owner Costs
$1,112/mo ↓ 27%
206,387
Population
182,832

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
7.0%
0.86%
Property Tax
0.64%

Affordability

27.6%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Chattanooga, TN, the overall cost of living indices are 114 and 81 respectively (national median = 100). Rent is $596/month cheaper in Chattanooga, saving renters about $7,152/year.

Median household income is $15,034/year higher in Cape Coral. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $259,200 in Chattanooga.

Frequently Asked Questions

Cape Coral vs Chattanooga — common questions

Is Cape Coral or Chattanooga cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 114 (US average = 100).
What is the rent difference between Cape Coral and Chattanooga?
Median rent in Cape Coral is $1,751/month and in Chattanooga it's $1,155/month — a difference of $596/month.
Which city has higher income, Cape Coral or Chattanooga?
Median household income is $76,062 in Cape Coral and $61,028 in Chattanooga. Median household income is $15,034/year higher in Cape Coral.
How do taxes compare between Florida and Tennessee?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Cape Coral or Chattanooga?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Chattanooga details →

More Comparisons

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