Cost of Living: Chattanooga, TN vs Clovis, CA (2026)

Chattanooga

Tennessee
81
VS

Clovis

California
130

Chattanooga is 38% cheaper than Clovis.

$1,155/mo ↓ 31%
Median Rent
$1,662/mo ↑ 44%
$61,028/yr ↓ 39%
Median Income
$100,360/yr ↑ 64%
$259,200 ↓ 43%
Home Value
$453,300 ↑ 75%
$1,112/mo ↓ 40%
Owner Costs
$1,851/mo ↑ 66%
182,832
Population
122,719

Tax Comparison

0%
Income Tax
13.3%
7.0%
State Sales Tax
7.25%
0.64%
Property Tax
0.71%

Affordability

22.7%
rent-to-income
Affordability
19.9%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Clovis, CA, the overall cost of living indices are 81 and 130 respectively (national median = 100). Rent is $507/month cheaper in Chattanooga, saving renters about $6,084/year.

Median household income is $39,332/year higher in Clovis. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $453,300 in Clovis.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Chattanooga vs Clovis — common questions

Is Chattanooga or Clovis cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 130 (US average = 100).
What is the rent difference between Chattanooga and Clovis?
Median rent in Chattanooga is $1,155/month and in Clovis it's $1,662/month — a difference of $507/month.
Which city has higher income, Chattanooga or Clovis?
Median household income is $61,028 in Chattanooga and $100,360 in Clovis. Median household income is $39,332/year higher in Clovis.
How do taxes compare between Tennessee and California?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Chattanooga or Clovis?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Clovis has a cost index of 130 with rent of $1,662/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chattanooga details → View Clovis details →

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