Cost of Living: Chattanooga, TN vs Manchester, NH (2026)

Chattanooga

Tennessee
81
VS

Manchester

New Hampshire
106

Chattanooga is 24% cheaper than Manchester.

$1,155/mo ↓ 21%
Median Rent
$1,465/mo ↑ 27%
$61,028/yr ↓ 21%
Median Income
$77,415/yr ↑ 27%
$259,200 ↓ 23%
Home Value
$336,300 ↑ 30%
$1,112/mo ↓ 28%
Owner Costs
$1,548/mo ↑ 39%
182,832
Population
115,415

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
0%
0.64%
Property Tax
1.86%

Affordability

22.7%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Manchester, NH, the overall cost of living indices are 81 and 106 respectively (national median = 100). Rent is $310/month cheaper in Chattanooga, saving renters about $3,720/year.

Median household income is $16,387/year higher in Manchester. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $336,300 in Manchester.

Frequently Asked Questions

Chattanooga vs Manchester — common questions

Is Chattanooga or Manchester cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 106 (US average = 100).
What is the rent difference between Chattanooga and Manchester?
Median rent in Chattanooga is $1,155/month and in Manchester it's $1,465/month — a difference of $310/month.
Which city has higher income, Chattanooga or Manchester?
Median household income is $61,028 in Chattanooga and $77,415 in Manchester. Median household income is $16,387/year higher in Manchester.
How do taxes compare between Tennessee and New Hampshire?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. New Hampshire has 0% income tax, 0% sales tax, and 1.86% property tax.
Should I move to Chattanooga or Manchester?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Manchester has a cost index of 106 with rent of $1,465/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chattanooga details → View Manchester details →

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