Cost of Living: Chattanooga, TN vs Midland, TX (2026)

Chattanooga

Tennessee
81
VS

Midland

Texas
99

Chattanooga is 18% cheaper than Midland.

$1,155/mo ↓ 18%
Median Rent
$1,407/mo ↑ 22%
$61,028/yr ↓ 33%
Median Income
$91,169/yr ↑ 49%
$259,200 ↓ 13%
Home Value
$298,600 ↑ 15%
$1,112/mo ↓ 24%
Owner Costs
$1,468/mo ↑ 32%
182,832
Population
133,998

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.64%
Property Tax
1.6%

Affordability

22.7%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Midland, TX, the overall cost of living indices are 81 and 99 respectively (national median = 100). Rent is $252/month cheaper in Chattanooga, saving renters about $3,024/year.

Median household income is $30,141/year higher in Midland. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $298,600 in Midland.

Frequently Asked Questions

Chattanooga vs Midland — common questions

Is Chattanooga or Midland cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 99 (US average = 100).
What is the rent difference between Chattanooga and Midland?
Median rent in Chattanooga is $1,155/month and in Midland it's $1,407/month — a difference of $252/month.
Which city has higher income, Chattanooga or Midland?
Median household income is $61,028 in Chattanooga and $91,169 in Midland. Median household income is $30,141/year higher in Midland.
How do taxes compare between Tennessee and Texas?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chattanooga or Midland?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chattanooga details → View Midland details →

More Comparisons

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