Cost of Living: Chattanooga, TN vs Pearland, TX (2026)

Chattanooga

Tennessee
81
VS

Pearland

Texas
121

Chattanooga is 33% cheaper than Pearland.

$1,155/mo ↓ 34%
Median Rent
$1,759/mo ↑ 52%
$61,028/yr ↓ 46%
Median Income
$112,470/yr ↑ 84%
$259,200 ↓ 22%
Home Value
$330,900 ↑ 28%
$1,112/mo ↓ 43%
Owner Costs
$1,962/mo ↑ 76%
182,832
Population
125,983

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.64%
Property Tax
1.6%

Affordability

22.7%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Pearland, TX, the overall cost of living indices are 81 and 121 respectively (national median = 100). Rent is $604/month cheaper in Chattanooga, saving renters about $7,248/year.

Median household income is $51,442/year higher in Pearland. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $330,900 in Pearland.

Frequently Asked Questions

Chattanooga vs Pearland — common questions

Is Chattanooga or Pearland cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 121 (US average = 100).
What is the rent difference between Chattanooga and Pearland?
Median rent in Chattanooga is $1,155/month and in Pearland it's $1,759/month — a difference of $604/month.
Which city has higher income, Chattanooga or Pearland?
Median household income is $61,028 in Chattanooga and $112,470 in Pearland. Median household income is $51,442/year higher in Pearland.
How do taxes compare between Tennessee and Texas?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Chattanooga or Pearland?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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